Cortlandt Real Estate

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J. Philip Faranda Cortlandt Real Estate                  Short Sale
Toll-Free: 1-855-WESTCHESTER   (1-855-937-8243)

Homes For Sale in Cortlandt New York Real Estate and Home Rentals

Buchanan  Chimney Corners  Cortlandt Manor  Croton-on-Hudson  Crugers  Furnace Woods  Mohegan Lake  Montrose  Mount Airy
Oscawana  Pleasantside  Roe Park  Teatown  Toddville  Valeria  Van Cortlandtville  Verplanck  Woodybrook

Toll-Free: 1-855-WESTCHESTER     Tel: 1-855-937-8243     Email: philip@855westchester.com

Cortlandt New York Homes For Sale Real Estate - Cortlandt is a town in Westchester County. The Town of Cortlandt is in the northwest part of the county. The town includes the villages of Buchanan and Croton-on-Hudson. Commuter service to New York City is available via the Cortlandt train station and the Croton-Harmon Train Station, served by Metro-North Railroad. US Route 9 passes through the town along the Hudson River side.

A starter home or starter house is a house that is usually the first which a person or family can afford to purchase, often using a combination of savings and mortgage financing. In the real estate industry the term commonly denotes small one- or two-bedroom houses, often older homes but sometimes low-cost new developments. The concept originated in the United States during the post-World War II era when entry-level home ownership was a preferred option for young families and regarded as part of the American Dream.

When Is the Best Time to Refinance?   A: Many people flock to refinance while mortgage interest rates are low, particularly when rates are two percentage points below their existing home loans.

The Question of "When is a good time to buy real estate?"  Uncle Sam lowered rates = (residential home loan interest rate will remain low through 2012 and 2013). 30-year fixed-rate mortgages are less than 5 percent, yes less than five percent. During November, 2011, 30 year home loan interest rates dipped below four percent, these are unheard of rates. It's almost like free money, not to mention if you equate current low home prices or short sale opportunities.

Everyone wants the real estate market to get better: Real estate agents are selling less homes than they once were, taking a huge decrease in take home pay. Builders are selling about one-tenth as many homes as they were selling in 2005. Appraisers have recently taken blame for the housing crisis, for either over-appraising residential property or under-appraising homes. Consumer markets are also waiting impatiently for a rebound of their local real estate markets.

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