When Is the Best Time to Refinance?   A: Many people flock to refinance while mortgage interest rates are low, particularly when rates are two percentage points below their existing home loans.

Competitive Edge with a Mortgage Pre-Approval

By Keith Loria - Although it’s not completely necessary, more and more buyers are taking the time to get pre-approved for a mortgage before they even begin hunting for a house. Not only does a pre-approval letter give the seller power, it also provides prospective buyers with the ability to make offers, negotiate price and terms and even sign a contract to buy a home if one comes along that you love.

Cortlandt Home Sales Report November 2011 - The town of Cortlandt has many moving parts: The villages of Croton on Hudson and Buchanan, the Hamlet of Verplanck, Cortlandt Manor, and right in the middle, the separate municipality of the city of Peekskill. Croton and Peekskill have their own school districts, so the vast majority of Cortlandt is served by the Hendrick Hudson and Lakeland school districts. This is the November 2011 market report for single family homes in Cortlandt covering Hendrick Hudson and Lakeland separately.